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About

Charlotte State Bank & Trust is the bank to count on for friendly, hometown service.  Offering our personal and business customers banking and borrowing services for area residents and businesses. Through our investor services subsidiary, Charlotte State Banc Investor Services, we offer a wide variety of investments and insurance products.  Our Trust and Investment Management division* provides professional trustee services and asset management. We're ready to provide you with the products and services with the personal attention you deserve.